Using a gold IRA to fund your retirement accounts is a great way to diversify your portfolio and hedge against potential stock market crashes. However, if you are thinking about starting a gold IRA, it’s important to make sure you choose the right gold IRA company. The best ones will make it easy to open, fund, and manage your gold IRA.
One of the first things to do when looking for a gold IRA company is to call their representatives. This way, you can get an idea of the level of customer service and help they offer. They will also be able to give you valuable information about the different precious metals that are available to you. They may also be able to answer any questions you may have about the gold IRA process.
Once you have found a company to work with, you will need to fill out a transfer request form. This will kickstart the process of rolling over your funds into your gold IRA account. The process can take as little as ten to fourteen days. In most cases, you will need to submit the form with your gold IRA application. The process is governed by the Internal Revenue Service. It’s important to find a custodian that can meet your needs and comply with IRS regulations.
Goldco is a top-rated gold IRA company with a good reputation for customer service. They have partnered with known custodians and provide a wide range of investment options for their customers. If you want to buy silver or palladium, they offer these as well.
Another great benefit of using Goldco is that they offer an extremely low annual fee. It ranges from $180 to $260 depending on the size of your account. In addition to that, the company offers a guaranteed buy back price. The company also has an A+ rating with the Better Business Bureau.
Another great feature is their round-the-clock customer service. They offer a wide range of educational resources, including videos produced by Harvard-trained economists. They also offer an exceptional selection of gold and precious metal products. You can find a list of all of their products on their website.
The process of rolling over funds from your existing 401k or other retirement account is fairly simple. You will need to fill out a transfer request and submit it along with your gold IRA application. The transfer request form will take approximately fourteen days to process. It is important to keep in mind that your transfer request will need to be approved before you can roll your funds into your new account. If the transfer request is not approved, your assets will be subject to fines or penalties. This can also affect your estate taxes when you pass away.
When you are looking for a gold IRA company, make sure that you find a custodian that can help you move your funds to a new account. A reputable custodian will keep your records up to date and ensure that your assets are secure.